Monthly Archives October 2018

Taking A Look At The Benefits of Debt Collection Software

From bill collection software to student loan management software to retail billing software, there are many important applications for debt collection software here in the United States. After all, we are a country that is in the midst of dealing with a considerable amount of debt, to say the least.

Consumer debt alone is incredibly high and by the time we reach the end of this year, the year of 2018, it is anticipated to have climbed even higher still. In fact, it’s expected to reach a total of more than four trillion dollars. This will mark a record amount of consumer debt, the likes of which have never been seen before in the entire history of the United States.

This means that far too many individual people have massive debts that they are trying to pay off, with the average person even spending more than twenty five percent (twenty six percent, to be more exact) of their yearly income on

Read More >

3 Money Management Tips For A Digital World

Money management is difficult for many people. As more and more spending happens digitally, it becomes increasingly more difficult to keep track of where your funds are going. There is nothing worse than thinking you have money in your checking account just to discover you have half as much as you expected. The more you utilize credit cards, debit cards, and even digital forms of payment like pay pal, the harder it is to balance your checkbook. Do you even have a checkbook? If that answer was no, this is probably information you need.

Money management used to involve sitting at a table with all your paperwork and receipts, figuring out how much money you should have left and what your budget was...

Read More >

Four Reasons To Apply For An Auto Loan Through A Credit Union

According to Statistica, approximately 6.3 million passenger cars were sold to drivers in the United States in 2017. It’s a safe bet that of those 6.3 million cars, many of them are financed through auto loans. In fact, 45 percent of people are financing their vehicle and the average borrower has nearly $18,000 in auto debt.

With so many types of auto loans available and lenders available, it pays to do research when it comes to car loans. For several reasons, a credit union auto loan is an advantageous way to go when it comes to financing a car. Getting a credit union auto loan ensures you’ll likely be supporting a local organization and in all likelihood you’ll get a lower rate that you may not be able to find anywhere else.

Advantages of getting a credit union auto loan include:

  • Good Interest Rates: One of the top advantages to getting a credit union auto loan is the interest rates. Joining a credit union and getting an auto loan means most of the
Read More >